If you’re living in or planning to visit Japan for LASIK, you might wonder:
“Is LASIK covered by health insurance in Japan?”

It’s a common question — and an important one. LASIK can be life-changing, but it’s not exactly cheap. In this article, we’ll explain whether Japanese national health insurance or private insurance covers LASIK, and what options you have to make it more affordable.

Does Japanese Health Insurance cover LASIK?

Short answer: No, LASIK is generally not covered by Japan’s National Health Insurance (NHI) or Employee Health Insurance (社会保険).

Why Not?

Because LASIK is considered a cosmetic or elective procedure, it’s not medically necessary. Glasses and contact lenses are seen as sufficient for vision correction, so LASIK falls outside what insurance will pay for.

What About Private Insurance or International Health Plans?

Some international private insurance plans may offer partial reimbursement for LASIK, but:

• It usually depends on your specific policy.
• You’ll likely need to pay upfront and claim reimbursement later.
• It may only apply if LASIK is deemed medically necessary (which is rare).

Tip: Contact your insurance provider before your surgery. Ask them:

• Do you cover elective eye surgery like LASIK?
• What documents do I need to submit for a claim?

Can You Use HSA / FSA (Health Savings Accounts)?

If you’re from the US and still use an HSA or FSA, LASIK is often considered an eligible medical expense — even abroad.
Just be sure to get clear receipts and documentation from the clinic in Japan.

So How Do You Save Money on LASIK in Japan?

Here are a few smart tips to reduce the cost of your LASIK procedure:

1. Use a Referral Code

Many LASIK clinics in Japan offer discounts through referral programs — often up to ¥50,000 off!

If you’re considering Shinagawa LASIK Clinic, feel free to use my referral — just contact me here or use the form on this site.

2. Book During Campaign Seasons

Clinics often run seasonal promotions or limited-time campaigns. These can include discounts, free checkups, or additional perks.

3. Compare Clinics (Tokyo vs Osaka)

Prices and services vary slightly depending on location. Clinics in Osaka sometimes offer better deals with the same technology.

Conclusion

While LASIK isn’t covered by Japanese national health insurance, there are still smart ways to make it affordable.
With proper planning and maybe a referral discount, you can enjoy a life-changing clear vision without breaking the bank.

If you have more questions or need help finding the right clinic in Japan, feel free to reach out!